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Visa: Issuer Customer Lifetime Value Hinges on Personalization and Real-Time Experiences
Best-in-class issuers prioritize the features that drive top of wallet and higher customer lifetime value, Neil Mumm of Visa DPS says.
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Mastercard: Credential Lifecycle Management Helps Merchants Dodge Decline Frictions
You've heard of customer lifecycle management. Turns out credentials have lifecycles, too. PYMNTS discussed the issue with Sumeet Bhatt, SVP of payments optimizations at Mastercard, and the implications for issuers. Here's his POV.
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Why This Payments CEO Decided to Become Chief AI Officer Instead
Many businesses claim to be betting it all on AI, but PYMNTS' Karen Webster hears from David Khuat-Duy, founder at Ivalua, who actually is. In fact he's gone as far as to retire his CEO title for a different one: Chief AI Officer. And Khuat-Duy belie
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CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
There's arguably nothing more important for an FI than liquidity and liquidity management. Michael Knorr, senior vice president and lead product manager for CHIPS, detailed for PYMNTS how the interbank payments system's liquidity algorithm is helping
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Banks Target Account Opening Tech to Avoid Deposit Drift's 'Death by 1,000 Cuts'
Consumers play the field, and open accounts with many different banks for many different reasons. Open banking will make that even easier. And more competitive. How banks find their way on the getting or losing end of that deposit drift is the conver
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Solvento Eyes AI-Driven Financial Platform for Mexico's Trucking Industry
Mexico FinTech Solvento just raised $12.5 million to transform liquidity and instant payments to truckers in Mexico's freight industry. Jaime Tabachnik, co-founder and CEO, takes Karen Webster on the journey that envisions an end-to-end platform that
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Thredd's McCarthy: 'Seismic Shift' Will Define FinTech Future
The age of relying on interchange is over. Thredd CEO Jim McCarthy tells Karen Webster that as FinTechs navigate risk, regulatory uncertainty and fickle investors, innovation and business model innovation will determine who thrives in the years ahead
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Why Modernizing Payments Doesn't Always Have to Be About the Cloud
Ask 10 people to define payments modernization and you'll get ten answers. At Visa it's about partnerships. With that in mind, Neil Mumm, SVP, GM and head of Visa DPS, tells Karen Webster that the company is partnering with FinTechs and banks to help
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This Bank CEO Says Stablecoins Are the Newest Payment Rail
There's a new payments rail in town, and it's being built on the blockchain. PYMNTS hears from Miles Paschini, CEO at FV Bank, about his institution's latest integration of PayPal's PYUSD stablecoin, and the challenges and opportunities blockchain of
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Account Verification Becomes Critical Factor in Cross-Border Payments
Nium Chief Payments Officer Alex Johnson tells PYMNTS that the company's new verification solution validates accounts across the globe instantly, enabling funds to flow across borders while mitigating the $120 billion specter of failed payments and f
11:36
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How a 'Partner-First' Mindset Forges Bank and FinTech Bonds
Navigating a multi-partner ecosystem is no small feat these days. Weilynn Tan, head of Ecosystem Partnerships, SVP Product Integrations at North, tells PYMNTS that building value through partnerships in the payments industry is a personal as well as
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US Bank Division Sees AI and APIs Meeting Customer Expectations
Technology works when it works for the customer. Rob Seidman, senior vice president and chief product officer at U.S. Bank Avvance, tells PYMNTS in a recent interview that APIs and AI are key tools in giving customers the real-time credit-decisioning
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